Frequently Asked Questions

Frequently Asked Questions 

  • Can I get a mortgage if I have bad credit?

    Yes, we specialize in offering bad credit loans to help individuals with less-than-perfect credit scores. We understand that everyone’s financial situation is unique, and we strive to provide solutions tailored to your needs. 

  • What is a hard money loan?

    A hard money loan is a type of financing secured by real estate. It’s typically used for investment purposes, such as purchasing a property to flip. These loans are generally short-term and come with higher interest rates compared to traditional mortgages. 

  • What are commercial loans used for?

    Commercial loans are designed for businesses and can be used for various purposes, including purchasing commercial property, refinancing existing commercial debt, or funding business operations. These loans are critical for business growth and expansion.

  • What is an equity loan?

    An equity loan, also known as a home equity loan, allows homeowners to borrow against the equity they have built up in their property. This type of loan is often used for home improvements, debt consolidation, or other major expenses.

  • How do I apply for a loan?

    Applying for a loan with us is straightforward. You can start by filling out our online application form or by contacting us directly. Our team will guide you through the process, ensuring you have all the necessary documentation and information needed to proceed. 

  • What documentation is required for a loan application?

    The documentation required can vary depending on the type of loan. Generally, you will need to provide proof of income, credit history, property details, and identification. Our loan officers will provide a detailed list of requirements once you start your application. 

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